Toronto considers giving down payment help to higher earners

The City of Toronto is proposing to loosen its affordable home ownership rules to offer assistance to higher-income households — as city hall has repeatedly fallen short of its own targets for getting families into lower-cost homes.

Though the city has aimed to help 400 low-to-mid-income households a year gain a foothold into home ownership since 2015 — a target several non-profits have suggested is “relatively modest” — a new city hall report acknowledges that target “typically” hasn’t been met. In 2022, for example, city hall approved 151 affordable ownership units, their data shows.

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